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40+ lenders · No credit score impact

Business finance,
funded fast.

Compare tailored offers from 40+ lenders in minutes — and get working capital, equipment or vehicle finance in your account in as little as 24 hours. No home as security.

★★★★★ Trusted by 1,000s of Aussie SMEs
$0
Funded
0
Businesses
0
To funding
No credit check · 2 minutes
1Loan
2Business
3You

What do you need funding for?

Pick the closest fit — we'll fine-tune it together.

How much & for how long?

A best guess is fine.

$10k$200k$500k$750k

What will the funds be used for?

Tap the best match.

Which business is this for?

Start typing — we'll find your ABN automatically.

A little about the business

This helps us match the right lenders.

$0$100k$250k$500k+

Almost there

A few optional details that sharpen your offers.

Where should we send your offers?

A specialist will reach out — no obligation, no spam.

🔒 256-bit encryption · No credit pull · Matched to 40+ lenders

Matching you with lenders…

Checking your details against 40+ lenders

Reading your business profile…

    ✓ Your details have been sent to your matched lenders — they have everything they need and will contact you with a quote as soon as possible. Need a hand in the meantime? Message your broker below any time.
    ClickCapital advisor

    Congratulations! 🎉

    Based on the profile below, we've matched your business with 2 of Australia's best lenders for your finance. They're ready to fund you — and will reach out as soon as possible.

    Here's what you told us

    Based on this, here are the lenders best placed to fund you 👇

    Compare your matched offers

    Everything in one place

    Your match, your offers and your documents — track it all from your ClickCapital dashboard, on any device.

    ⚡ Fast-track your approval optional

    Securely connect your main business account so lenders can verify your turnover instantly — read-only, bank-grade encryption, and your passwords are never seen or stored.

    🔒 256-bit encryption👁️ Read-only access⚡ Instant verification

    Powered by illion Open Data Solutions

    A ClickCapital specialist is reviewing your match and will call within one business day.

    💬 Message your ClickCapital broker

    Anything you'd like them to know before they call? Best time to reach you, how urgent it is, or a question.

    Prefer to book a call? Pick a time
    Funded in 24 hoursNo credit score impact40+ lendersNo home as securityFBAA accredited$10k–$5MFunded in 24 hoursNo credit score impact40+ lendersNo home as securityFBAA accredited$10k–$5M

    ACCESS 40+ OF AUSTRALIA'S LEADING LENDERS

    Fast Approvals

    Get funding in as little as 24 hours.

    No Impact on Credit Score

    Compare your options completely risk-free.

    Personalised Offers

    Matched to the right lenders for your business.

    Expert Support

    FBAA-accredited brokers in your corner.

    Run the numbers

    See your repayments before you apply.

    Move the sliders for an instant estimate — then get real offers, no credit impact.

    Indicative only. Speak to our licensed finance brokers to assess suitability. Rates depend on your credit profile.

    Your estimate
    Monthly payment$0
    Total repaid$0
    Total interest$0
    Get my real offers
    Why ClickCapital

    Fast, flexible & trusted — see why we're the go-to.

    We've reimagined business lending around speed, simplicity and you — not the banks' paperwork.

    Funded in as little as 24 hours

    A decision in minutes and money in your account the next day — not weeks of back-and-forth with a bank.

    0
    To apply
    0
    To funding

    No credit score impact

    Compare offers completely risk-free.

    Personalised offers

    Matched to the right lenders for you.

    Real expert support

    FBAA-accredited brokers in your corner from first chat to final settlement — no call centres, no runaround.

    No home as security

    Keep your house out of it.

    Sharp rates

    40+ lenders compete for you.

    Finance products

    One partner for every
    funding need.

    From working capital to vehicles, property and equipment — without putting your family home on the line.

    ClickCapital mascot
    Our mission

    We empower Australian small businesses.

    We know how hard it is for business owners to get money from the banks — who too often want your house as security before they'll lend a cent.

    We don't think that's fair. So we've brought together a unique blend of lenders to fund vehicles, property, working capital, assets and yellow goods — all without putting up your home.

    Our story
    Who we fund

    Built for businesses like yours.

    From cafés and tradies to clinics, salons, workshops and online stores — we back hard-working Aussie SMEs across every industry.

    Café owner
    HospitalityCafés & restaurants
    Electrician
    TradesElectrical & construction
    Gym owner
    Health & fitnessGyms & studios
    Retail owner
    RetailShops & boutiques
    Mechanic
    AutomotiveWorkshops & garages
    Salon owner
    BeautySalons & spas
    Tech founder
    ProfessionalTech & services
    Butcher
    Food tradeButchers & grocers
    Florist
    SpecialtyFlorists & makers
    Pet groomer
    Pet servicesGrooming & care
    How it works

    Funded in 3 simple steps.

    Hassle-free loan matching with zero impact on your credit score.

    1

    Tell us about your business

    Answer a few quick questions — less than 2 minutes.

    2

    Compare your options

    We match you with top lenders offering the best deals.

    3

    Get funded fast

    Receive funds in as little as 24 hours.

    $0

    Australian dollars funded

    0

    Businesses funded

    0

    Lenders & finance products

    The Australian Business Owner's Guide to Finance — free ebook
    Free resource

    Smart financial moves start here — claim your free guide.

    Your personalised financial blueprint for success, built for Australian small business owners.

    Quick & easy download — no lengthy sign-ups
    Insights for growth — backed by financial experts
    Designed for your industry — practical, real-world advice
    Download my free guide
    The ClickCapital app

    Apply, compare & get funded — from your pocket.

    Match with 40+ lenders in minutes, track your application, and get the money in as little as 24 hours.

    Welcome in
    Welcome in
    Pick your finance
    Pick your finance
    Tell us the amount
    Tell us the amount
    Compare lender matches
    Compare lender matches
    Get approved
    Get approved
    Customer love

    Love at first loan? Our customers think so.

    I'd just taken on two new apprentices and needed a capital injection between jobs. ClickCapital's Unsecured Business Loan was perfect — it kept us going between being paid.
    Dominic LyttletonOwner, Kohl Farms
    When we needed quick funding to buy holiday inventory, they made it seamless. We had funds within 48 hours!
    Nathan CaldwellRetail
    ClickCapital gave us a flexible loan that worked perfectly to hire staff and renovate our café. Highly recommend!
    Jessica LaneHospitality
    Banks were too slow. ClickCapital got us to lenders immediately and within days we secured a major contract.
    Ben ThorntonConstruction
    FAQ

    Got questions? We've got answers.

    We offer unsecured business loans, lines of credit, equipment finance, vehicle and truck finance, commercial property finance, invoice finance, caveat loans, private lending and business insurance.

    Fill out our quick online application, upload your documents, and get approved — often within 24 hours. Comparing options has no impact on your credit score.

    For most applications: 6 months of business bank statements, your ABN or ACN, and valid identification. That's it.

    Our minimum loan amount is $10,000 — enough to give your business the boost it needs to grow.

    Many of our lenders allow early repayments with no penalties, so you can save on interest. Your specialist confirms each offer's terms.

    From 3 to 60 months for most loans, and up to 25 years for commercial property finance.

    Professional brokers dedicated to securing the right funding for you.

    Apply online
    ClickCapital broker